Ok... the scoop on the chips... I agree with Karazona about making sure to coat the chips in flour. I agree with shelleyjAZ to not mix them in with the batter... save just a little of the batter to cover chips after laying them on top of most of the batter after it is already in the pan. Next time I will get the chips slightly moist before coating them with the powder, so they get a better coating. Practice makes perfect... I will make this again!